say this is your index.html page and it shows for 10 seconds with my banner then loads to index2.html

that is ok with me. Just as long as people see my banner then I well be happy, but if you have a 5 meg

site then you do not need to do this at all.

 

5 megs = no banner needed

10 megs = you need a banner or a water mark on your page.

20 megs = you need both banner and water mark on your page.